Northern Virginia Criminal Justice Academy (NVCJA) Practice Exam

What action must the operator of a vehicle take regarding insurance in Virginia?

1. Must carry public liability insurance

2. Must register the vehicle annually

3. Must display proof of ownership

4. Must pay a registration fee annually

The correct answer is: Must carry public liability insurance

In Virginia, the operator of a vehicle is required to carry public liability insurance, which ensures that drivers have financial responsibility in case of accidents that cause injury or damages to others. This requirement is a key aspect of vehicle operation in the state, as it protects both the driver and other road users by ensuring that compensation is available for injuries or damages. Carrying public liability insurance serves to provide peace of mind and encourages responsible driving behavior. If an individual fails to meet this insurance requirement, they risk facing penalties, including fines or legal repercussions, and may also have their vehicle registration suspended. While registering a vehicle annually, displaying proof of ownership, and paying a registration fee are also important aspects of vehicle operation and ownership, the primary action mandated by law concerning insurance pertains specifically to the requirement of holding public liability insurance. This is essential for maintaining legal and financial accountability on the roads.